Credit Portfolio Management & Reporting Officer

 

Job Title: Credit Portfolio Management & Reporting Officer

Job Identification: 392

Location: Victoria Island, Lagos

Job Schedule: Full time

Job Description

The ideal candidate must be able to perform the underlisted functions:

Daily spooling of the credit portfolio and reconciliation/proofing of the list with the risk asset GLs.

Periodic appraisal of the Bank’s credit portfolio to ascertain the quality of the portfolio using both NGAAP and IFRS approaches.

Periodic appraisal of the adequacy of the Bank’s loan loss provision (IFRS)

Periodic computation of Impairment using the Bank’s IFRS 9 models

Preparation of periodic and adhoc impairment and performance reports to relevant stake holders

Weekly preparation of the portfolio concentration reports

Preparation and analyses of the Monthly Credit Report (Power Point)

Preparation and analyses of the Monthly Business segment Credit reports (Power Point)

Preparation of weekly, monthly, quarterly, bi-annual, annual, and ad-hoc Group reports within stipulated deadlines in line prescribed formats and stipulated deadlines

Preparation and analyses of periodic Board reports

Active involvement in the periodic stress testing process

Active involvement in periodic ICAAP and RRP process

Active involvement in the preparation of the Credit Portfolio plan and Target Market documentation.

Actively involved in the End to End IFRS Impairment process and maintenance of the IFRS 9 models

Periodic review of the portfolio with the view to identifying accounts eligible from write-offs/transfer to memorandum.

Other portfolio monitoring and review related duties and as assigned by the Supervisor.

Management of the Intervention funds process and reporting (i.e. CBN, BOI, etc.)

Preparation and submission of the Monthly Regulatory CAR reports.

Active collaboration with Finance to resolve all unreconciled issues concerning the reports sent.

Collation of documents and information required by regulators and auditors during examinations and audits.

CRMS reference number generation for new credits, monthly submission, and update

Monthly Credit bureau data extraction and submission.

Preparation and triggering accounts for Global Standing Instruction (GSI) quarterly.

Private Credit Bureau checks for new credits.

Work Experience

2 - 5 years banking experience

Good knowledge of credit risk management and loan administration.

Has good understanding of the Bank’s credit culture.

Excel spreadsheet, SQL

Applications & other support applications

Good knowledge of Core banking application

Good Knowledge of Banking and Financial environment

Knowledge of CBN Regulations, BASEL and IFRS 9 requirements.

Application Closing Date

15th September, 2023 (07:59 PM).

How to Apply

Interested candidates click on apply bottom for apply:

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